Financial Planning Services


Hamel Associates, Inc. - A Registered Investment Advisor


Financial projections - After the data collection process, we begin your financial analysis by preparing detailed financial projection of your future cash flow, taxable income and net worth. These projections serve as the foundation for our in-depth analysis.

Investment Planning - We recognize that every client is well-served by sound investment advice. We review your current portfolio and make detailed recommendations regarding your overall allocation and specific investments within your portfolio.

Company Benefits - For many executives, their most valuable assets are in the form of company benefits. Our expertise in this area allows us to provide a sound strategy for maximizing the value of benefits such as stock options and deferred compensation arrangements.

Retirement Planning - As you approach retirement, we analyze your company benefits and assist you in making key decisions regarding plan distributions, cash flow and other retirement decisions. Long before retirement, we assist you in optimizing the value of your plans so that you can enjoy your retirement.

Estate and Gift Planning - An important part of the financial planning process is to assist clients in distributing their accumulated wealth to their intended beneficiaries in the most efficient manner. We work with you and your attorney to develop a sound and tax-efficient estate planning strategy which meets your objectives.

Insurance Planning - We review your key policies to determine whether the coverage's are sufficient. Where coverage is necessary, we will assist you in obtaining a policy which is fairly priced and meets your objectives.







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Last Updated November 28, 2007 by Barbara Franko